As a Wooltru Healthcare Fund member, you can choose to make use of additional products available from Momentum, part of Momentum Metropolitan Life Limited, to seamlessly enhance your medical cover. Momentum is not a medical fund, and is a separate entity to Wooltru Healthcare Fund. These voluntary complementary products range from a world-class lifestyle rewards programme, Multiply, to the HealthSaver account. These complementary products are not medical fund benefits. You can be a member of Wooltru Healthcare Fund without taking any of the complementary products that Momentum offers.

Your Healthy Heart Score, along with your activity level, Multiply status and the contribution you pay, determines how much you can earn in HealthReturns.

Momentum pays up to R3 000 per family per month in HealthReturns to Wooltru Healthcare Fund members who go for an annual health risk assessment, comply with treatment protocols (where applicable) and are active.


Click here to read more on HealthReturns


Click here to calculate how much HealthReturns you can earn


Click here for an overview of additional benefits and rewards available to you


Click here to read the HealthReturns terms and conditions